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Back to School for 2022!

Back to School for 2022!

We’re heading into another school year which means it’s time to go shopping for new school supplies…or is it? I have worked in innumerable homes and it never fails to come across purchases still in the store bag with tags and receipts included. Some of these items...
What is Financial Health?

What is Financial Health?

What does financial health mean to you? Does it simply mean being able to pay the bills, feed and clothe the family, and still have a little bit to put away on the side? Or does your financial health include a retirement fund, family vacations, both domestic and...
Back to School

Back to School

I was working with a client recently who struggled with throwing things away. Not necessarily hording because she wanted to keep everything, but creating an unsafe living environment because she would just get so overwhelmed and didn’t know where to start. One item I...
The Pitfalls of Couponing

The Pitfalls of Couponing

Over the years, I’ve tried couponing with differing levels of success. Mostly because I’m very conflicted with the idea of couponing. On one hand you’re saving money on groceries, sometimes. On the other hand, you’re spending a tremendous amount of your...
A Tale of Two Friends

A Tale of Two Friends

I want to paint you a picture of two people, we’ll call them Janet and Rita (IYKYK). Janet and Rita have been friends for a long time, throughout early adulthood and now as empty nesters. They love to go shopping together. Janet is the spender while Rita only...
What is Financial Freedom?

What is Financial Freedom?

A lot of people view financial freedom as a fairytale. We’re raised to believe that debt is just a way of life. It’s okay to overextend yourself and it’s okay not to have boundaries. As I’ve gotten older though, I’ve come to value my time more than anything. I want to...